Can Siding Claims be Filed on Condominiums, Townhomes, Apartments or Commercial Buildings?
The answer is Yes!
If you are the owner of a condominium or townhome and the Homeowners Association (HOA) is responsible for the exterior maintenance, claims must be filed through your HOA or Property Management Company for all the condos or townhomes in your community that have qualifying siding products.
However, if your condo or townhome is considered “fee simple” and you have sole responsibility for your unit’s exterior maintenance, you may file a claim on an individual basis as would the owner of a single family home.
If you are an owner or management company of an apartment community or other commercial building, you may also file a claim.
In most cases, the time requirements for HOAs, Property Owners and Management Companies are limited to providing HOA Covenants/By-laws, Management Agreements, Articles of Incorporation, proof of signature authority and signatures on claim forms. If you decide to file with a claims filing service, they should make every effort to obtain the ownership docs or public records without monopolizing the time of your organization or company.
These are settled cases and require specialized knowledge of the court inspection protocol and the details of the claims process for commercial and multi-family properties. Many claims require multiple, subsequent filings to ensure the maximum recovery on each building.
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